Financial Management

Source Marc Prosser | Marc Waring Ventures In May 2013, Google invested $100 million in super-hot peer-to-peer (“P2P”) lending company, Lending Club, because of its potential to become a major player in the small business finance space. Less than a year later, Lending Club released to major fanfare its small business loan product. Lending Club is […]

Source: Federal National Commercial Credit blog Most small business lenders, whether they are banks, asset based lenders, or invoice factors, require some form of personal guaranty from the owners and/or executives of the borrowing company.  I find it is one of the most common new borrower objections.  But it is surprising how many borrowers misunderstand

Source: Bank of America, Merrill Lynch CFOs believe the U.S. economy is at its highest level since the 2008 recession and anticipate growth in their sales, workforce and companies in 2015, according to the Bank of America Merrill Lynch 2015 CFO Outlook survey results released today. In the survey of 603 financial executives with annual

Source: Billy Fink, Axial Since the financial crisis, small businesses have struggled to obtain standard loans. Thanks to investor risk aversion, stricter legislation, and overall economic uncertainty, many traditional lenders have become more particular about their loans. Although the environment has eased slightly in recent months, loans can still be hard to come by. As

Source: Billy Fink , Marketing Analyst, Axial Disagreements about valuations are a dime a dozen — and fairness opinions can be a great way to preempt any dispute-turned-lawsuit. Most often, fairness opinions are associated with public transactions. As John Leo of Primary Capital explained, “It is a business dominated by public companies because the real

Source: Brent Chudoba, Survey Monkey Pricing and packaging can be a interesting and intellectually challenging topic. Essentially all businesses and product stakeholders have strong opinions on it, which inevitably makes for a tough path toward consensus. Creating initial pricing and packaging, and especially changing pricing and packaging for a subscription business can seem relatively simple at

Source: Joel York, Chaotic Flow Before you let fly with your latest sales and marketing spending spree, make sure you’ve got your eye set on the right targets — aim for the causes of slow customer adoption or churn rather than the symptoms. Every year, SaaS businesses spend millions of dollars on tools and technology

Source: BizActions Even the most efficiently run business occasionally encounters some delinquent accounts – those bills that aren’t paid on time. As a result, you may face the unpleasant task of trying to collect on past-due accounts. Your company probably has its own internal debt collection process, but when additional help is needed, you may

By Michael Schwerdtfeger, Chapman Associates Deals die for a variety of reasons, but the most frustrating are the ones that are entirely preventable.  One such example is the application of an appropriate revenue recognition policy. While difficult to understand, failing to implement correct practices can (and does) kill deals.  Because of the complexity of the

14 questions to ask before issuing equity to employees Source: David G. Bates, Contributing Writer, Gunster After representing entrepreneurs for more than 20 years, I remain dismayed at both how quickly and how often they issue equity ownership of their business to co-founders, employees, strategic partners, consultants, and vendors. Overeager entrepreneurs too often use equity